Loan Rates

Home Equity Line of Credit

Rates As Of: 06/01/2008

Prime Rate is 5.00%

For 10 year term:

From	To	Interest Rate	APR¹*
$5,000	$500,000	Prime – 1.00%	4.00%

Other Loans (Construction, Overdraft Protection, Auto)
Contact us for current rates.

¹The Annual Percentage Rate (APR) for the ten year term is a variable rate based on the highest Prime Rate reported in the Money Rates section of the Wall Street Journal. (The "WSJ Prime"). Rates as low as P – 1.00%. The minimum APR is 4.00%. The maximum APR is 18.00%.  *On 06/01/2008 the WSJ Prime Rate was 5.00%. Auto debit payments required. Normal underwriting guidelines apply. All applications are subject to credit approval. Property insurance is required. Prepayment fee of $400 will apply if the loan is closed within 12 months.  Consult a tax advisor regarding the deductibility of interest. Offer applies to 85% loan-to-value, owner occupied, one-to-four family primary residences located in the state of Illinois. $5,000 minimum loan amount.