Savings Accounts

Our FDIC-insured Savings Accounts are variable-rate interest-bearing accounts:

• Statement Savings Account
• Junior Savers Club® Account

• Minimum Daily Balance requirement of only $200¹

• Interest is compounded daily and paid quarterly

• No Annual Fee STAR® ATM or MasterCard® Debit Card²

• Statements conveniently combined with your monthly checking statement OR sent quarterly

• Transfer funds as needed to your checking account with FREE  TeleBank or FREE online banking

• Savings transfer overdraft protection at only $3.00 per transfer

• Check out our Savings Deposit Rates

The Junior Savers Account is a Savings Account designed to teach children and young adults ages 0 to 18 the rewards of saving. The benefits of a Junior Savers Club Account are:

• No minimum balance and no service fees

• A deposit of $100 is required to open this account

• Interest is compounded daily and paid quarterly

• A free piggy bank to remind them that it pays to save every little bit!

• Our exclusive "Treats Dollars" gift certificate each time the account balance exceeds its previous high balance by $100

• Junior Savers are eligible for a number of other fun benefits

• This account will convert to a Statement Savings account when the account holder turns 18

• Check out our special Junior Savers Deposit Rates

Learn more about our Junior Savers special events.

It's Easy To Open These Accounts

Our SimpleSwitch® system makes switching your bank accounts, direct deposit and automatic bill payment very simple. Fill out and submit this application form or come see one of our friendly personal bankers.

¹If the balance falls below the minimum daily balance, the account will be changed a $5 service for the quarter that the minimum balance is not maintained.  The account will also not earn interest for the time that the balance is below the minimum daily balance.  ²MasterCard debit cards are only available when a companion checking or NOW account is open.